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This is a bee fly (Diptera: Bombyliidae); likely the tiger bee fly, Xenox tigrinus - see http://tinyurl.com/l58sr5
Their larvae are parasitic/predatory on the larvae of insects that are in burrows/holes in soil; mostly solitary bees/wasps, but also including a few beetles as well - see http://tinyurl.com/q8kozg for detailed information.
Many thanks suunto, it's greatly appreciated! I have a few insects that I have used as subjects for my Macro projects and it's good to know what they are. :) I'll mark this as solved...
