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A useful article on the proper steps to take if your health insurance claim has been denied:
"The Health Claim Game
It happens 500,000 times a day: an insurance company denies a health claim. Here's how to fight back when your insurer says no"
By Caroline E. Mayer, AARP magazine Nov/Dec 2009 http://www.aarpmagazine.org/money/health_claim_game.html?pri...