Are you a bipolar spender cheap vs WAY expensive??

Crosbyton, TX(Zone 7a)

well folks....are you like me....are you cheap on some things
and on other things you spend WAY TOO MUCH? here is me:

CHEAP:

i buy cheap washing stuff
i buy USED designer clothing
wont dry clean stuff (only use the dryer method cleaner)
i buy cheap toilet paper & paper towels
i drive a toyota with 266,000 miles
i have to check to see where i can find the cheapest of everything
i buy cheap undies and pjs
i WAS doing trades for postage in the plant forum till i realized
that i could buy stuff cheaper than paying for postage....it took
me about 5 'for postage' transacations and 50 bucks to realize
that i was paying way too much to get something 'free'


EXPENSIVE:

buy starbucks everyday
buy ANY kind of food i want with no regards to price
waste tons of stuff
have to have expensive cosmetics
have to have high end jewelry
have to have high end car that is parked most of the time(cause i am too cheap to drive it)
have to have designer clothing
buy tons of magazines, dvds and books at full price

i know there are many more things i do that are on opposite of the spectrum.....
do you spend on oppossite ends of the spectrum??

This message was edited Jul 28, 2007 3:15 PM

Gladwin, MI(Zone 5a)

I spend money on good shoes. I walk alot in the woods and the cheap shoes hurt my feet and wear out too quickly. It is actually cheaper to spend $100 on a pair that last 4 years of daily walking, then $20 on a pair that falls apart in 2 months.

My hunting clothes are not cheap. And they are worth the extra dough.

I am cheap on reg clothes. I will get tierd of something, or gets ripped or stained. I do try to find good quality though.

Some of the other things I am cheap about, is because of no job right now. So I have made presents, instead of buying them. Make food from scratch instead of prepared food etc.
I have saved so much money this way, that I feel I was throwing money away before. After my new job, I will continue with my thrifty choices.

Crosbyton, TX(Zone 7a)

as i get older ....i notice myself getting cheaper....wonder if it is a right of passage...and i SO agree with you about the shoes....when you have feet problems you have to have expensive shoes....and same thing with functional clothing...ie sporting clothes....technologically they are worth what you pay for!!!

Dublin, CA(Zone 9a)

I'll be cheap on things I don't care that much about (like the toilet paper we were talking about in the other thread), and I'll bargain shop for things like furniture, etc (although I always try to find the stuff that you'd never guess how little I paid for it...like a nice little loveseat that I got from Target, a nice glass dining table from Ikea, etc...they were cheap but don't look it). And I choose not to go out a lot to movies, restaurants, etc. But I spend way too much money on plants, and I just had granite counters put in, and last year I redid all my landscaping. So for me it's all about prioritizing--I only have so much money available, so if I always buy the TP that's on sale and buy furniture for under $200, then I have more money to spend on the other stuff!

Crosbyton, TX(Zone 7a)

ecrane...you just made me think of another cheap/expensive dichotomy......; i wont purchase a magazine subscription.....yet will pay out the wazoo for a magazine in the store cause of that immediate gratification.....why do i do these things??

Dublin, CA(Zone 9a)

I do the same thing! Well, I subscribe to a lot of magazines too, but there are a couple like Real Simple that I never bothered to subscribe to, but then practically every month I buy it.

Newport News, VA(Zone 11)

Hi everyone,
This is so interesting I had to add my two cents!

I too like sticks and ecrane buy the same magazine every month but dont subscribe. I think because the mag is so expensive it gives me an out to not purchase if theres a month that doesnt interest me.

On spending I am frugal on monthly bills like getting the cheapest cable and telephone rates and internet. I keep most things unplugged till I get ready to use them ( lamps, appliances and such cause I heard they pull electricity even when off)

I dont go to malls too often opting to do thrift shops and flea markets, however

I cannot pass a nursery or plant store without stopping in and buying something or a book store and I do tend to buy expensive food only because healthy food tends to be expensive.
In the supermarkets I dont buy expensive cleaning products and just get the old standbys like bleach and ammonia which is what most of that stuff is made of. I also do the dollar stores which have great bargains on those products. Also the dollar stores sell seeds and planters and lots of little garden things that would add up in a plant store.

I agree with you sticks that as I get older my priorities change and I am less inclined to throw money away on something when I could use the money for something important like...well...plants!

Hulbert, OK(Zone 7a)

What a fun thread!

For me, I guess it would be easier to list what
I must have in the expensive category. I'll try generic
one time, and that is it. I've learned that some things
you just can't skimp on...like white northern beans in
a can. One incident ruined me. Chocolate covered
cherries, canned cashews in generic...fine. But some
stuff, uh uh.

I don't mind generic cereals if I have fresh fruit, so in
a sense, one savings pays for the other extravagance.

I use generic beauty cream but buy Estee Lauder makeup.

My clothing is mixed, often Goodwill because the women in
Tulsa wear things a few times and toss it out. I'll gladly pay a dollar
for brand new clothing with the tags on it, I don't care which closet it has been in.

On the other hand, my unmentionables are new and not cheap. Perhaps
it stems from being a kid with all hand-me-downs from a larger cousin.
Nothing ever fit right. I looked like a hanger. Our socks always had holes
in them and I hated panties labeled with the day of the week. Who cares if
you wear Wednesday's on Tuesday, as long as they are clean, right?
Alas, these days I have plenty of panties, socks and jammies. Life is good.

I'm not a fan of used shoes, either. My pajamas are usually very nice, but
only because I hit the 75% off sales at the 'out of season' sales.
It's funny, I think back to the time I worked in the office, and all of the
women thought I spent a fortune on my wardrobe. "I can't afford to dress
like you do." Oh, yes you can! :-)

Not much into jewelry because I'm a tomboy at heart and tend to
forget I'm wearing it while working outdoors. Diamonds and weed eaters
are not very compatible in my garden.

Honestly, I would have to say our largest expense is food. We are not
high dollar sushi and steak type of folks, but by golly, we like to eat. Our
budget is pretty standard, we save on some things to spend more on others.
Generic laundry detergent means nummy brand cookies!

:-)



Denver, CO(Zone 6a)

I buy cheap clothes, I hate paying full price for a book, I get plants on sale, dvd's from half.com. I only subscribe to two magazines and won't buy them in the stores. I also shop online for the best prices and on line coupons and I buy less expensive furniture.

I splurge on food (at home and eating out), education, my dogs, a really good mattress, linens, my dentist, garden tools and things for the garden, vacations and really good shoes. Oh, and I do buy more expensive toilet paper.

Ripley, MS

I have a family member who suffers from bi-polar, I don't think it is like most of you are saying. The bi-polar spending puts lots of patients very deeply in debt. They can not stop themselves from spending,
I too am very frugal on most things. But when it comes to plants, I am a collector and will spend if I can't find someone to trade with. I don't think that is anything related to bi-polar, just a plant collector.
Sandra

Hulbert, OK(Zone 7a)

Hi Sandra,

I think sticks was using bipolar as an adjective
to mean the extreme opposite of a spending habit
instead of bipolar disorder as a noun, which is
what your family member may experience.
:-)

Ripley, MS

In that case I guess I would fit that example, but since bi-polar disorder is close to home with me--I immediately thought they wanted us to compare ourself to someone with bi-polar disorder.
It is a terrible thing to have to live with, really. Highs on top of highs and then lows and more lows.
My family memeber controls their problem with meds, but there are probably hundreds of sufferers that don't even realize they can be helped.
Sandra

Crosbyton, TX(Zone 7a)

wuvie & sandra....yes i was talking about buying on either end of the spectrum...and yes i was referring to the term bipolar as an adjective....
and sandra you are right there are people that are afflicted with the disorder that can be helped with meds....in fact, at one point in my life i was diagnosed with bipolar....what the doctor didn't realize is that i was drinking mass quantities of alcohol (a depressant) and i have a very hyper personality along with diet pills....; then i took a test that confirmed what he was thinking and thus i was diagnosed as bi polar......; many years later after 23 yrs of sobriety(which it turned out for me the problem) i 'naturally' tend towards depressive episodes....but about every 2 to 3 yrs i swing on up there to very very very manic....and have to have some chemicals to curb the manicness....; i tend to act out with no sleep, manic thinking as well as some acting out with spending.....; i haven't had to take chemicals for about 5 yrs (thank goodness)....but i am glad they were there for me when i was feeling nutty.....;

thank you both for the reminder that there are chemicals (and in fact lithium is actually an element...salt) that help adjust the person to where they can lead a more normal life.....; (i don't think there is such a thing as normal.....so i say more normal)(grin)

Adrian, MO(Zone 6a)

personally, i think everyone is that way. It's called priority. I have found that even the 'cheapest' people have something they will spend money on. usually the bigger items

Crosbyton, TX(Zone 7a)

len...you do think people are on either end of the spectrum? i thought it was just me and that i was a 'little' wierd....(we know i am (g)).....but i am glad to know that everyone might be that way.....i guess i just feel ridiculous paying out the wazoo for a gardening magazine 7.00 bucks and then using the cheapest toilet tissue.....i won't even buy napkins....i use paper towels....

Denver, CO(Zone 6a)

I bought some cloth napkins and haven't looked back since. It saves money in the end and it's nothing just to throw them in the wash with the clothes. Plus it saves money in the long run!

Thornton, IL

I remember those huge linen napkins at holidays, wouldn't they be grand to use year round? That would be el cheapo, but feel decadent. Thanks for the idea! :-)

Denver, CO(Zone 6a)

You have to get enough so you have them even when you don't do wash for a few days.

Thornton, IL

Sounds like a good excuse to go the thrift store...I do have a small stash. Hmmm.

Gladwin, MI(Zone 5a)

I like to go to the dollar store too. But you really have to watch, sometimes you are not saving money. Even some of the store brands, or generic are more. Example. Water-downed dish soap.
This thread reminds me of my grandmother. She was raising 3 children during the depression and the habits of thrift stuck with her.
She would use every bit of food available, scoop out the eggs when cracked, peel potatoes really thin, reuse tea bags, wash out plastic bags, etc.
One day she got this nice basket of peaches given to her. She would go and pick off the ones with spoiled spots and spend time cutting off the bad and then serve them to the family. Next day it was the same, until they were all gone. My brother told here. Do you realize, you just ate a whole basket of spoiled peaches, because you didn't want to throw away the couple on the top?
That got her to think. Old habits are hard to break.

Thornton, IL

ROFLMAO! Are we related?? My grandmother would do the same things, she would even eat burnt toast (it happens) by scraping off the burnt part!! We had to tell her it was okay, really, to toss it and make another piece. Picking through the rotting fruits and veggies was the worst, even taking the mold off the edge of cottage or cream cheese! My sister who lived with her finally told her, if it's rotten in one spot, it's rotten all the way through. LOL

Blytheville, AR(Zone 7a)

I buy terrycloth kitchen towels and use them for napkins. They wash up really well and are great to wipe with. I'll get 6 or 8 of the same style and just use them as napkins and not for the kitchen wipers.

Gladwin, MI(Zone 5a)

That is a good idea, terry napkins.
My grandmother also used everything. She recycled everything. Tin cans were cut into ornate doll chairs, or Xmas ornaments. Scrap paper was sewed together on the treddle sewing machine into pads, old rags into rugs, braided or loomed. (bread bags too, for outdoor rugs)
She could turn anything into a notecard, and we made a scrapbook together back in 1960- way before it was popular, by using old cards and ribbons and such.
She picked up shells on the beach and made works of art wall hangings and jewelry. She was sure an interesting lady, even if she did eat rotton peaches.

Thornton, IL

LOL Love those rugs too, they were like living scrapbooks, I remember noticing the same fabrics that were in old photos, her mother's aprons. I know they weren't loomed, but have no idea how they were fashioned?

Hulbert, OK(Zone 7a)

Uh oh, now you all are talking about genuine rag rugs, so you
have my FULL attention.

Years ago during an estate sale, I found rag rugs in the shop doorway
in the mud, looking terribly sad. Though the sellers surely thought I was
a bit off my rocker, I bought the dirty old things.

After washing and drying them, you could plainly see the rugs were
honestly made of rags from the days of waste not want not. Aprons,
shirts, you could see what they once wore, and how she crocheted them
together.

I absolutely love thin stripped hand crocheted rag rugs. They make my
heart pitter patter!

:-) KM

Thornton, IL

My grandma's were knotted (braided?) somehow, but she did crochet. Aw drat, another thing I wish I could ask her about! Good find KM, I hope you use them until they wear out, as they were intended.

Gladwin, MI(Zone 5a)

I had a little cabin built way back in the woods and put grandmas old furniture in it. I wanted old rag rugs for the floor and found some that she had made and used. They just fit in a cabin!
I am so glad to have her influence. It has helped me save money now that I am between jobs.
What a lady, she has been gone now for 27 years and still influences me everyday.

New Braunfels, TX(Zone 8b)

I'm super ultra frugal except when it comes to:

Home Appliances (must have the best or the very best I can possibly afford)

Food (grow most of my own, but what I buy is quality and preferably organic. I also spend $$$ on "exotic" stuff like Lychee's, wild rice, fresh blueberries, pommegranite juice, etc.)

Skin Care Products: I make my own laundry soap, but I buy Clinique facial cleanser and moisturizer.... how crazy is that??

Crosbyton, TX(Zone 7a)

well since i work for clinique i can say ...it is not crazy at all!!!! i love the stuff....and there is alot of research that also goes into it so i think it is the best that money can buy....(grin);

New Braunfels, TX(Zone 8b)

hahaha - I've been a clinique customer for my entire adult life. Their lipsticks are the best ever.

Crosbyton, TX(Zone 7a)

very good indeed!!! and they have just come out with new colors in the lip gloss!!! just love the stuff!!!

St. Louis County, MO(Zone 5a)

Hi, I'm frugal on most everything now that I'm on a fixed income, but I do budget extra for my garden and for small containers of fresh fruits in the winter, like strawberries or blueberries. I also am a sucker for yarn on sale.

Crosbyton, TX(Zone 7a)

cathy...yarn on sale....thats a tough one...i get kinda weak in the knees with any yarn period...

Virginia Beach, VA

I frequent the hosta forum and I found this thread very funny and interesting. i just retired so my income is not as good as when I was working but still manage to shop but not as much.
frugal in a lot of ways:
1 only buy clothes and shoes on clearance but has to be good quality and only shop in 2-3 stores here.
2.I use bread bags not those expensive bags for freezer use.
3 Does not throw left overs but has to be 2 days old otherwise it goes to the composter.
4 I compost almost evrything and use them in spring.

expensive taste;
1. must use good brand cosmetics.
2 comfortable shoes
3.comfortable undies and victoria secret is my favorite LOL!!!
4.nice smelling bath gels
5.comfortable exercise and golf outfits

Crosbyton, TX(Zone 7a)

bellieg...loved the ' comfortable golf outfits' a girl has got to have her
priorities!!! (grin)

Virginia Beach, VA

Sticks,
Yes I am very particular with how I look when i play with my friends.There are a lot of ladies that play and all look very nice and comfy.I enjoy the game very much and I play with my DH when on vacation otherwise my game are mostly with the ladies 3 times per weeik. I do gardening as a hobby!! Bellie

Bolivar, TN(Zone 7a)

If our kids are looking to inherit very much from my hus. and I, then they are in for a big surprise. We intend to spend it all on having a good time, eating out, traveling and buying what we want. We have spent a lifetime working and being frugal, but not anymore. We own our house and property, his truck and have 2 yrs. left on my Santa Fe, but next wk. I am going to look at a 2007 RED Thunderbird. Maybe I will buy it and maybe I wont, but if I want it then by jingos it will be mine. Well, mine and the banks for several yrs. We are not going without what we want just so we can leave stuff ti our kids. In case you don't know, you can't take it with you, so enjoy it while you've got it. LIZ

Blytheville, AR(Zone 7a)

Saw a gorgeous big BMW convertible the other day with a tag on the front that said "We're spending our childrens inheritance". I think it is great that you and your hubby are enjoying yourselves---you deserve it and I think you should have your red Thunderbird if you want it. Life is too short to not have toys. SheVerne

Gladwin, MI(Zone 5a)

The daughter says it is more important to look good playing golf, than actually playing golf well. She has the pink golf clubs etc. She didn't want to spend the money on a cute matching bag (to put your shoes in and such) and a tee bag that attaches. It was cute with little slots for the tees. So she sends me a picture and asked me to make one for her for her birthday.
Did I teach her something? She got the fancy bag and she got it for free. And it is one of a kind, which gives her extra "cute" points out on the course.
I agree that you should treat yourselves if possible. DGM saved all her life and had to learn to spend her money to enjoy herself. It was hard to make the transition.
I feel that it is good to save for the future, but sometimes you have to live for now, you don't know what the future has awaiting for you. So if you can afford it, and you really want it, get it. Your kids sure will know how to spend the money.

Virginia Beach, VA

Liz,
You are right, you worked hard for what you have and so you deserve to live it up!!! I just retired and we planned for the rainy days and now we travel and spend quite a bit at the Country club that we belong to !! I still can not drink alcohol!! LOL!!! I drive a mini van sienna xle and dh wants to buy me a BMW like our daughter but i am not into cars!!! I need space for my clubs anyway. LOL!!!! Bellie

This message was edited Aug 20, 2007 12:36 PM

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