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There was a good discussion of Direct Buy on one of the other home forums--let me see if I can remember which forum it was in and I'll come back and post a link. In case I don't remember where it was, the general thought seemed to be that if you were building a new house and had to completely furnish it, or if you were doing a complete remodel/redecorate, then it might be worthwhile, but if you're doing something smaller scale, you won't save enough to make it worth the fees.
For prices and estimates of home remodeling, I'd suggest going to http://www.remodeling-guru.com. I recently used it for my basement - and it saves a lot of time of finding good and inexpensive contractors, because they find contractors for you within your price range. I found them very reliable and made the process of remodeling my whole basement painless. you should check out their estimator calculator. you just pick what you plan on remodeling and your city and it'll give you an estimate for free
