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(Note: I don't know if you need to register for access to the NYTimes website, since I've been a member for years now - but if so, I can assure you it is free, they keep your info private, and never spam you)
Very good Q&A discussion on the basics of LTC insurance by Vincent A. Russo, an attorney specializing in financial issues and the elderly. Note that one of the links in his article doesn't work, it's for subscribers only, but the NAIC and his own .pdf work just fine, and contain some valuable information. http://newoldage.blogs.nytimes.com/2008/07/18/answers-on-lon...
