Hi Jimmy - the reason they're asking for your social sec. # is that they are the credit agencies - Experian, Equifax and Trans Union, the companies that give you a credit score and where these companies go to get that information, then send out offers to you. And, of course, your sss# is the primary indicator of who you are in the credit world, and how they identify you.
If it helps you feel okay about it, I've done this before and no longer get the offers from Citibank, American Express, Bank One, etc. - and have had no problems to speak of. I went and redid my husband's because the "offers" began trickling in again.
I tear them up and mail them back in the postage paid envelope. It must work because I don't get them anymore. I also stick in any other junk mail that fits in the envelope. I kind of miss having that tiny bit of fun, do I need to get a life?
I don't want to steal the postal. I go postal aften. I'd like it to be there when I need it.LOL
If a company sends you something you don't order you can keep it and use it the way you want. I don't order those credit card offers or the postage paid envelopes they send so wouldn't they be mine to do with what I want?
I get donation requests from the Disabled Vets and it was funny, they will send you a postage paid envelop but they literally stick on the stamps themselves. I thought it TO funny that they always do the return envelop upside down and they stick on 1 cent stamps ALL over it :) Can't imagine what the p.o. thinks.
Thank goodness I compost my junk mail as I found a live credit card in the compost pile yesterday! I must not have shredded that pile of junk mail very well. The card was going to expire this month - so it must have been there for a year!
Hello, I hope no one minds, I have a comment on the postage paid envelopes. Those envelopes are not actually "pre-paid". When the envelope is delivered, the company pays the postage due at that time, plus an extra fee. I don't know how much anymore, I worked for a company that used them for employees to send in expense reports, but it was over 10 years ago.
If you change the pre-printed address, like cover it with your own label, to try to send a payment or letter to someone else, the mailman will collect (or try to collect) the postage from them. It can be refused, so I wouldn't take a chance with something important.
So when you return those envelopes with extra junk in them, it does cost them money...
Ha, the only credit card offer I've gotten lately is the one from Capitol One who "offered" to raise my interest rate, and increase the penalty for a late payment. I pay this one off every month, so I guess that's my reward for being a good payer. After they hand out cards to every college kid with no income and people who have no ability to pay, the good credit risks get the shaft. A pox on them all!!