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Sustainable Alternatives: Opt out for credit card offers

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Forum: Sustainable AlternativesReplies: 32, Views: 263
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Pagancat
(Sheryl) Gainesboro, TN
(Zone 6b)

January 19, 2009
2:55 PM

Post #6023473

If it makes you ill to get all of those credit card and insurance offers in your mail box, you can opt-out (or opt in!) here:
http://www.optoutprescreen.com

HTH to keep your paper monster down!
jimmyd61

January 20, 2009
1:51 PM

Post #6027777

Why are they asking for a ss#?
Pagancat
(Sheryl) Gainesboro, TN
(Zone 6b)

January 22, 2009
2:12 AM

Post #6034250

Hi Jimmy - the reason they're asking for your social sec. # is that they are the credit agencies - Experian, Equifax and Trans Union, the companies that give you a credit score and where these companies go to get that information, then send out offers to you. And, of course, your sss# is the primary indicator of who you are in the credit world, and how they identify you.

If it helps you feel okay about it, I've done this before and no longer get the offers from Citibank, American Express, Bank One, etc. - and have had no problems to speak of. I went and redid my husband's because the "offers" began trickling in again.
dmj1218
west Houston, TX
(Zone 9a)

January 27, 2009
11:43 PM

Post #6059418

whose getting all those credit card offers anymore anyway? They have about dried up around here--one positive of the faltering economy.
Debbie
Pagancat
(Sheryl) Gainesboro, TN
(Zone 6b)

January 28, 2009
12:19 AM

Post #6059542

LOL - I haven't noticed because I opted out - that's funny.
cathy4
St. Louis County, MO
(Zone 5a)

February 9, 2009
4:01 PM

Post #6114789

I tear them up and mail them back in the postage paid envelope. It must work because I don't get them anymore. I also stick in any other junk mail that fits in the envelope. I kind of miss having that tiny bit of fun, do I need to get a life?
DiggerDee
Ffld County, CT
(Zone 6b)

February 9, 2009
4:18 PM

Post #6114892

LOL, Cathy! Good idea!
Pagancat
(Sheryl) Gainesboro, TN
(Zone 6b)

February 9, 2009
4:30 PM

Post #6114948

No Cathy - you just keep having fun!

Happy_1

Happy_1
Fort Lauderdale, FL
(Zone 10b)

February 10, 2009
5:15 PM

Post #6120112

cathy4,

You made my day, for I have done the same thing. But, as the economy has dwindled, so have the offers.

Hap
cathy4
St. Louis County, MO
(Zone 5a)

February 10, 2009
5:18 PM

Post #6120124

We are probably the only people who looked forward to that kind of junk mail, haha.
Tir_Na_Nog
Houston
United States
(Zone 9b)

February 16, 2009
4:34 PM

Post #6146589

Cathy, I finally started doing that to and boy was it fun! But like dmj says---thank goodness the offers have dried up.
cathy4
St. Louis County, MO
(Zone 5a)

February 16, 2009
4:56 PM

Post #6146709

It is probably why the post office has to raise rates, we aren't sending as much mail back to the credit co's.
Tir_Na_Nog
Houston
United States
(Zone 9b)

February 16, 2009
6:44 PM

Post #6147213

lol :)
CajuninKy
Biggs, KY
(Zone 6a)

February 17, 2009
1:46 AM

Post #6149061

Here's an question. Could you use their postage paid envelopes to send your own mail in by putting an address label over theirs?
cathy4
St. Louis County, MO
(Zone 5a)

February 17, 2009
1:56 AM

Post #6149090

I've always wondered that, too. You would have to cover the bar codes that do the automatic routing.
CajuninKy
Biggs, KY
(Zone 6a)

February 17, 2009
2:07 AM

Post #6149131

Sounds like a good use for stickers with pretty pictures! LOL

Happy_1

Happy_1
Fort Lauderdale, FL
(Zone 10b)

February 17, 2009
12:27 PM

Post #6150362

Think that would be called Postal Theft.

Try it and we'll see. LOL

Hap
CajuninKy
Biggs, KY
(Zone 6a)

February 17, 2009
12:35 PM

Post #6150386

I don't want to steal the postal. I go postal aften. I'd like it to be there when I need it.LOL

If a company sends you something you don't order you can keep it and use it the way you want. I don't order those credit card offers or the postage paid envelopes they send so wouldn't they be mine to do with what I want?

Happy_1

Happy_1
Fort Lauderdale, FL
(Zone 10b)

February 17, 2009
12:48 PM

Post #6150409

Just let us know your cell number. LOL
Tir_Na_Nog
Houston
United States
(Zone 9b)

February 17, 2009
1:43 PM

Post #6150555

I get donation requests from the Disabled Vets and it was funny, they will send you a postage paid envelop but they literally stick on the stamps themselves. I thought it TO funny that they always do the return envelop upside down and they stick on 1 cent stamps ALL over it :) Can't imagine what the p.o. thinks.

Happy_1

Happy_1
Fort Lauderdale, FL
(Zone 10b)

February 17, 2009
1:46 PM

Post #6150571

I may be a JOB for the Disabled Vets, (to stick on the stamps) Also, the 1 cent stamps may be donations. Some charities, especially now, do anything they can.
Tir_Na_Nog
Houston
United States
(Zone 9b)

February 17, 2009
3:56 PM

Post #6151069

Good points. But I saw it as humorous---like they were trying to snub the post office ;) Anyhow it gets me donating every time!

And the return label that is preprinted on the envelope is always upside down. So I guess they are just matching the stamps to that.
AYankeeCat
Fairfield County, CT
(Zone 6b)

February 17, 2009
9:01 PM

Post #6152295

Thank goodness I compost my junk mail as I found a live credit card in the compost pile yesterday! I must not have shredded that pile of junk mail very well. The card was going to expire this month - so it must have been there for a year!
Tir_Na_Nog
Houston
United States
(Zone 9b)

February 17, 2009
9:02 PM

Post #6152300

woah! that's wild yankee!

Happy_1

Happy_1
Fort Lauderdale, FL
(Zone 10b)

February 17, 2009
9:10 PM

Post #6152338

Tir,

I have also heard that marketing firms do that to get the people's attention. After all, it did work for you!!

Hap
cathy4
St. Louis County, MO
(Zone 5a)

February 17, 2009
10:21 PM

Post #6152617

At least no robber would look in the compost for your hidden charge cards, that is funny.
roadrunner
Hereford, AZ
(Zone 8a)

February 22, 2009
11:31 PM

Post #6175378

I opted out about 2 years ago...and the offers stopped. Jo
cathy4
St. Louis County, MO
(Zone 5a)

February 22, 2009
11:55 PM

Post #6175496

I got one yesterday, I get to fill it with junk mail and send it back, woo hoo, fun this week!
jlp222
Hammond, LA
(Zone 8b)

February 23, 2009
12:00 AM

Post #6175515

Thanks for the link, I just opted out my husband and I.
shune
Burien, WA
(Zone 7b)

March 6, 2009
4:13 AM

Post #6227766

Hello, I hope no one minds, I have a comment on the postage paid envelopes. Those envelopes are not actually "pre-paid". When the envelope is delivered, the company pays the postage due at that time, plus an extra fee. I don't know how much anymore, I worked for a company that used them for employees to send in expense reports, but it was over 10 years ago.

If you change the pre-printed address, like cover it with your own label, to try to send a payment or letter to someone else, the mailman will collect (or try to collect) the postage from them. It can be refused, so I wouldn't take a chance with something important.

So when you return those envelopes with extra junk in them, it does cost them money...

meezersfive

meezersfive
waukesha, WI
(Zone 5a)

March 6, 2009
8:01 PM

Post #6230266

Ha, the only credit card offer I've gotten lately is the one from Capitol One who "offered" to raise my interest rate, and increase the penalty for a late payment. I pay this one off every month, so I guess that's my reward for being a good payer. After they hand out cards to every college kid with no income and people who have no ability to pay, the good credit risks get the shaft. A pox on them all!!
gloria125
Greensboro, AL

March 7, 2009
2:59 PM

Post #6233333

I shred the offers and put them in my "compost" pile - which consists of refrigerator spoil, rabbit droppings and hay, and shredded junk mail. Your compost reflects YOU.

HMMMM! Who knew after all those years of study, it would come down to this!
Pagancat
(Sheryl) Gainesboro, TN
(Zone 6b)

March 8, 2009
1:30 AM

Post #6235724

LOL!

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