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I have become very adept at negotiating with just about anyone for the price of something.
A very good example is medical bills; if you are like me, at the beginning of the new year you have a new deductible to fulfill before your insurance starts paying out, and so this past week I had a pretty sizeable bill to pay. I phoned the business office at the hospital, and offered to pay the bill in full immediately, if they could give me a break.
Ka-ching, 20% stayed in my pocket. That will buy groceries this week.
Try it - you might find you are enjoying the experience...
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