SOLVED: Help ID wrong zone small tree

Valrico, FL

This small tree was here when we arrived about 5 years ago (Central Florida zone 9a).It has not made it through a winter without being burned by a freeze until this year. No hard freeze yet and during January temps are running ~10 degrees above normal. ID? Does it flower and might it this year? Thank you in advance for the help.

Thumbnail by ValricoJoe Thumbnail by ValricoJoe
Northumberland, United Kingdom(Zone 9a)

A species of Schefflera


Groveland, FL

could be a silver trumpet tree judging by the rough bark.

Toronto, ON(Zone 6b)

Could it be a magnolia virginiana?

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