Retired? Still working?
My H is 73 and still working...why you ask?????Need the income mostly and health insurance
I am curious as this was a discussion among friends our age. Many of the husbands are older than the gals. They have had to continue to work to keep their spouses covered under the company health care plan. If they retire, the wife will only be covered for a few years under a Cobra plan (?) I think they called it. Then they will be uninsured. Unfortunately, in most cases it is the spouse with bad health issues and they "need" the insurance. All said they would gladly retire otherwise. I was also curious if anyone continued to work for the sheer pleasure of enjoying their job, needed the income, whatever. Are you a good deal younger than your spouse?
Sorry I didn't elaborate before... apparently quite a few lookers were intimidated to respond.
Yes I am 9 years younger than my H and he has been working for my insurance which I barely ever use.....I am self employed and so had none.......Then his comapny refused to cover me and I was paying $600 a month....I did that for several years and this past Dec said that was enough and I am no longer insured........Medicare should kick in this year sometime..Haven't looked into it yet...H has since changed jobs and that insurance hasn't started yet......Seems the older one gets the less is paid for you....Now medicare is reducing what they pay if I am hearing that correct....o these golden years!!!!!
Here, DH is due for Medicare in a year and I am younger. We are a small business which I will assume and continue to run. With his major health problems and the delay on my retirement age, I pray for good health so I can support us.
Where did the phrase "golden years" come from I wonder.
Don't know for sure, but would like to guess that gold is the stone for the 50 anniversary? Hence the "golden years" Will have to look it up.
I would be curious to know where that phrase was coined... 8 /
September's Song and countless other things refer to these 60+ years as the Autum of life.
I, as a glass half full gal, am going to continue to think of them as Golden until something real gray happens to me or mine.
I am so thankful I got the house paid for so I don't have to worry about more than taxes, insurance and upkeep.
Yep, I'm looking forward to 30 or 40 real golden years. That's what I garden for.
Great outlook... Proud to hear your home is yours and your optimism is wonderful. My mother just turned 90 and very active, looking forward to spring and gardening. Hope I inherited those genes.
I still work (I'm a woman) and I'm 67 and on SS. I work because I need the income. I'd retire if I could, but I can't afford to. Fortunately health insurance isn't an issue. My ex provides it for me. I don't see being able to retire anytime soon.
You know, that is what I see for the future. With inflation taking off, I think there will be many retirees hitting the bricks looking for work or doing some major downsizing!
Yes I expect to work as long as my health holds out...I will be full retirement age next year and can't see me being able to NOT work.........I will have nothing besides SS and that sure isn't going to keep me going.......
I guess things are a bit different here in Canada. My husband retired .. he was a Firefighter/paramedic .. he's older than I .. he retired at 55 after having worked for 32 years .. our insurance is still covered by the City until he turns 65 (in 5yrs) .. then we're on our own for dental coverage .. but 'health wise' Canadians are pretty much all covered ... but .. we have been told that we may want some 'extra' insurance in case a need for drugs occurs post 65.
I could retire .. I'm a nurse and I LOVE my job .. I work part-time on a Hospice Unit and wish I had have moved to it years ago .. to heck with the run run run of a surgical unit ...
Bless you Marilynne ~ Hospice is difficult but important work. It takes a special person. Thank you.
So no dental or drug coverage in Canada's health care system after you turn 65? Is insurance for those two items expensive?
I was a hospice chaplain once upon a time. Chaplains love hospice nurses! I know what you mean. You have time to spend with patients. That's what I liked about it too. You could have a relationship. In a regular hospital it's patients in and out all the time, they're always in need and then they leave. Bless you for your devotion to dying people.
Thanks to both of you for your compliments re my 'job' .. which I sort of don't even consider a job :-)
Hospice nursing is rewarding .. in fact, I think I get more from it than my patients .. to be able to help someone 'pass over' in less pain and with their family involved .. well .. nothing could be better. Of course .. sometimes it's NOT so nice .. but those times are fewer than the better :-) This past few weeks I have been met at one of the rooms by a cold wet nosed black Lab who was staying with his 'person' ... he's gone now .. but his presence on the unit was so welcome.
Revclaus .. at 65 we'll be covered by the 'countrywide' health insurance .. but over the past few years "caps' have been put on what drugs they will cover .. either partially or totally .. were one of us to get Cancer .. some of the HIGH END drugs used to control nausea and pain are out of pocket. So .. before DH turns 65 we will be looking into an extra insurance plan (in case) .. the cost will range anywhere from $10. each per month, up to maybe $20. each per month.
Have a great day :-)